You’re just sitting down to a hot, lovingly prepared dinner. The phone rings. You leap up, sprint across the room with the agility of an Olympic hurdler, and grab the receiver. You expect to hear the sweet voice of your grandchild. Instead, a robotic voice named “Kevin” informs you that the extended warranty on your 2006 Honda Civic—a car you never even owned—is about to expire. You shout, “I’m on the Do Not Call list!”…