By Chris Clark, founder of Senior Tech Cafe
Online community safety for seniors now has to account for something new. A polished store, convincing product photos, and a wall of five-star reviews can all be built by artificial intelligence in an afternoon.
So the old rule of thumb, it looks professional, it’s probably fine, stopped working.
Before you buy from a seller you don’t recognize, check four things, and check each one somewhere the seller doesn’t control. The web address and who’s actually behind it. Reviews posted off their site. The product photos and the claims attached to them. Whether you can pay in a way that lets you dispute the charge later.
One oddity isn’t proof of anything. Three is a pattern.
And you’re allowed to close the page. You don’t owe a website an explanation, a reason, or a polite goodbye.
AI can write the product descriptions, design the logo, generate the lifestyle photos, draft a returns policy nobody intends to honor, and assemble the website itself. All of it, in an afternoon, for almost nothing.
That’s what changed. A storefront is now cheaper to fake than a business card.
Which means design quality tells you nothing at all. Look at the things that still take real effort to fake.
Compare the domain against the brand name. Our guide on how to check whether a website is legitimate covers this step in more depth. Search the listed address and phone number on their own. Read the return policy for actual deadlines and a real address to send things back to, rather than a paragraph of reassuring language.
Then copy a sentence from the About page, put quotation marks around it, and search for it. If the same paragraph turns up on four other stores, you’ve found the template.
Copied text, contact details belonging to somebody else, discounts that make no financial sense, and pressure to pay right now all matter more than a few spelling mistakes. Spelling was a useful clue back when scammers had to write their own English.
Don’t judge a review by whether it reads well. Polish is the cheapest part now.
Read a lot of them together instead, and look at the shape rather than the content. Repeated phrases. Sentences built the same way. Praise that never mentions anything specific. Twenty reviews posted on the same Tuesday.
Then check the reviewers themselves. A real person has a scattered history: a lawnmower, a phone case, a disappointing hotel. A manufactured one has reviewed four things, all of them enthusiastically, all this month.
Now leave the seller’s site entirely and search the product or store name alongside “complaint,” “scam,” or “return.”
Independent sites get gamed too, so don’t treat any single source as the verdict. What you’re after is a specific, checkable experience. Someone naming the product, the problem, and what the company did about it is worth more than a hundred people saying “great seller, would buy again.”
Travel scams usually combine three things: photos copied from a real hotel, reviews no guest ever wrote, and a deal that expires before you have time to check it.
That countdown clock isn’t there to save you money. It’s there to stop you looking things up.
So look things up anyway. Find the property on a map and see whether the beachfront resort has a beach. Compare the same dates on the property’s own site and on an established booking service. Call a number you found yourself, not the one in the listing.
If a room photo feels off, run a reverse image search on it. Stolen photos are the fastest thing to catch.
Never pay a hotel or a host with gift cards, cryptocurrency, a wire transfer, or a payment-app transfer marked as personal. No real hotel has ever needed a gift card.
And if the price sits dramatically below everything else for the same dates, confirm the booking directly before any money moves.
AI images don’t reliably have the obvious mistakes anymore, so counting fingers isn’t the test it was a couple of years ago.
Use context instead. A real listing usually has consistent packaging across photos, labels you can actually read, stated dimensions, several angles, pictures from customers, and a model number matching the manufacturer’s own site.
Be suspicious of any health or financial claim promising a guaranteed result. Guaranteed is a word with legal weight, which is exactly why real companies avoid it.
Then slow down at checkout. Confirm the web address hasn’t changed since you started shopping, and read the total rather than the item price. Shipping, handling, and an unexpected currency all show up at this stage.
Pay by credit card when you can, since credit cards generally give you stronger dispute rights than debit cards. Our safe online shopping tips for seniors cover more ways to pay safely.
One last word on the padlock. HTTPS protects the connection, not the seller. It says the road is paved. It says nothing about the shop at the end of it.
And get there the safe way in the first place. Type a store’s address yourself rather than clicking a link in an unsolicited ad, a text, or an email, especially one pressuring you to act fast.
Before buying from an unfamiliar website, ask yourself:
If two or more answers make you uneasy, close the tab.
If it’s already happened, stop contact and start collecting evidence before the site disappears. Save the order page, the receipt, every message, and the exact web address.
Call your card issuer or bank on a number you’ve verified, and ask about blocking the card and disputing the charge.
If you created a password for that store and you’ve used it anywhere else, change it everywhere else.
Report the seller at ReportFraud.ftc.gov, and use IdentityTheft.gov if they got enough to impersonate you.
If you bought through a marketplace, use that marketplace’s own dispute process as well. It runs separately from your bank’s, and both are worth doing.
Ignore anyone offering to recover your money for a fee up front. That’s the follow-up scam, and it specifically targets people who’ve already been hit once.
Work through it in order, and tell someone you trust. Not for sympathy. For a second set of eyes on what to do next.
For the wider picture, our online safety guide for seniors covers scams, privacy and security together in one place.
Everything on this page comes from the Federal Trade Commission’s consumer guidance and its rule on fake reviews, plus the Cybersecurity and Infrastructure Security Agency’s Secure Our World program.
Those are the primary sources, and you can read every one of them for free.
Nothing described here is an endorsement of any product, and none of it replaces reading the original guidance yourself.
To spot an AI-generated fake store, check the domain, the business address, the phone number, the return policy, the outside reputation, the product claims, and the payment methods offered. A professional design proves nothing, and neither does a padlock. A real return address is far harder to fake than a homepage.
Look for repeated phrases, vague praise, sentences built the same way, bursts of reviews posted on the same dates, and reviewer profiles with almost no history. Then compare across several independent sites. Real customers get specific about delivery, returns, and whatever annoyed them enough to write in the first place.
Compare the listing against the property’s own website and an established booking service, find the location on a map, and call a number you looked up yourself rather than the one provided. Never pay with gift cards, cryptocurrency, a wire, or a personal payment-app transfer. A genuine hotel will still be there tomorrow.
Save the evidence first, then call your card issuer or bank on a verified number and dispute the charge. Change any password you reused elsewhere, and use the marketplace’s dispute process if you bought through one. Report it at ReportFraud.ftc.gov, and tell someone you trust what happened.